Quentas

Personal finance, all in one place

Your money, finally clear.

Quentas brings your accounts, expenses, debts, investments and savings goals together, so you always know your net worth and where every euro goes.

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Free plan · No credit card · No bank connection needed

Features

Everything your money needs

From everyday spending to long-term wealth, Quentas covers the whole picture of your personal finances.

  • Accounts and transfers

    Checking, savings, cash or brokerage. Move money between accounts without counting it twice, and pin an account to its real balance on any date.

  • Net worth over time

    Accounts plus investments minus debts in a single number, with its evolution day by day.

  • Categories your way

    Start with sensible defaults, then rename them, change their colors and add subcategories that match how you spend.

  • Monthly fixed expenses

    Rent, subscriptions, insurance… Each month keeps its own list and amounts, and marking one as paid records the expense.

  • Analysis

    Income versus expenses, spending by category and how they change from month to month.

  • Debts with a payoff date

    Log every payment, watch the balance shrink and see when you will be debt-free at your current pace.

  • Investments at market price

    Add stocks, ETFs or funds by ticker and follow them with live market prices and your real profit or loss.

  • Savings goals

    Set a target and an optional deadline: Quentas tells you how much to save each month and when you will get there.

  • Excel import and export

    Bring in your old spreadsheet with a guided wizard that maps columns and values, and export everything whenever you want.

  • Weekly and monthly reports

    A summary of your week every Monday and a monthly overview in your inbox. Turn them off whenever you like.

  • Separate workspaces

    Keep personal, household or side-project finances apart, each with its own accounts, categories and figures.

  • Connect your AI assistant

    Through MCP, Claude and other compatible assistants can read your figures and answer questions about them.

A closer look

From the big picture to the last coffee

Your net worth, always up to date

Every account, investment and debt adds up to one number you can trust, and you can see how it has changed over time.

  • Transfers between your accounts never count as spending
  • Check an account against its real balance on any date
  • Savings and investment accounts are grouped automatically

Know exactly where your money goes

Categorize income and expenses, keep each month's fixed expenses under control and spot trends before they become a problem.

  • Spending by category, month by month
  • Fixed expenses with their own list and amounts for every month
  • Pay a fixed expense and the transaction is recorded for you

Debts going down, investments going up

Follow what you owe and what you own in the same place, with the figures that matter to make decisions.

  • A payoff date projected from your recent payments
  • Positions valued with market prices, converted to euros
  • Average buy price, invested amount and total profit or loss

Ask your AI assistant about your money

Quentas speaks MCP, the open protocol used by Claude and other AI assistants. Create a personal token in your account, connect your assistant and ask in plain language.

  • Works with Claude and other MCP-compatible assistants
  • Ask about balances, spending, debts or goals
  • Revoke access at any time from your account

Pricing

Free to start, free to stay

Everything on this page is included in the free plan. No trial period and no credit card.

Free

€0/ forever

All the tools to manage your personal finances.

  • Unlimited accounts, transactions and categories
  • Debts, investments and savings goals
  • Net worth and spending analysis
  • Excel import and export
  • Weekly and monthly email reports
  • Multiple workspaces
  • MCP connection for AI assistants
Create your free account

Pro

Coming soon

We are working on a Pro plan with extras for people who want to go further. Everything in the free plan will stay free.

FAQ

Frequently asked questions

Stop guessing where your money goes.

Create your free account in under a minute. No credit card required.

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